Buying a motorcycle: new vs used

Deciding between a brand-new motorcycle and a secondhand one is a decision most riders will need to face at some stage. Whether you’re just starting out on your two-wheel journey or you are a seasoned rider upgrading to a machine you’ve long coveted, both options have their pros and cons. The key is understanding what works best for your needs, budget and individual circumstances.

A new motorcycle means peace of mind. No unknown history, no surprise mechanical gremlins (generally speaking), and, if something does go wrong, a factory warranty has you covered. For many, that security alone is worth the price premium.

New bikes also come with the latest technology. Whether it’s advanced rider aids, improved fuel efficiency or better emissions compliance, a brand-new model typically offers refinements over its predecessor. For those keen on cutting-edge electronics, from lean-sensitive ABS to quickshifters, buying new ensures you’re not missing out.

Financing is another advantage. Banks and lenders often offer better interest rates on new bikes compared to used ones, and manufacturers frequently run promotions with low- or zero-interest deals. This can make a brand-new bike surprisingly affordable compared to a secondhand equivalent.

Then there’s the emotional factor. Rolling a factory-fresh motorcycle off the showroom floor, knowing you’re its first owner, comes with its own unique and priceless feeling. Everything from the pristine paintwork to the still-shiny tyres and zero kilometres on the odometer contributes to that new-bike high.

But all of this comes at a cost – literally. A new bike will depreciate the moment you ride it out of the dealership, and you’ll likely take the biggest hit in the first couple of years. Insurance costs also tend to be higher, particularly for models that command premium prices or are frequent targets for theft.

If you’re savvy about it, buying used opens the door to significant savings. Someone else has already absorbed that initial depreciation hit, which means you can often pick up a near-new bike for thousands less than its showroom price. This is especially true in Australia, where the secondhand market is strong, and demand for popular models remains high.

Secondhand bikes also offer more bang for your buck. A $10,000 budget might get you a mid-range new bike, but in the used market, that same amount could secure a higher-spec model with premium components and performance upgrades.

For those worried about mechanical risks, a well-maintained used bike with a full-service history can be a smart buy. Many modern motorcycles are built to last, and a bike with 20,000–30,000 kilometres is often still in its prime. That said, buying used does require a keener eye. A pre-purchase inspection by a trusted mechanic or a knowledgeable friend is essential to avoid hidden issues. Trusted services like Redbook Inspect (part of carsales Australia) offer mobile inspections and vehicle assessments to give you peace of mind.

Another advantage is lower insurance premiums. Since the bike’s market value is lower than a new equivalent, insurance costs tend to be more manageable, making ownership more affordable in the long run.

The downside? You might have to compromise. Colour, specification and availability depend on what’s in the market, and popular models tend to be snapped up quickly – especially if they’re in good nick. Buying privately also comes with a level of risk – hidden damage, dodgy modifications or finance encumbrances can turn a great deal into an expensive headache. 

Be wary of deals that seem too good to be true, rushed sales, or sellers who avoid face-to-face meetings. Always inspect the bike in person, take it for a test ride and, where possible, have mechanic or experienced rider check it over before handing over any money. As well as verifying service records, conducting a PPSR (Personal Properties Securities Register) check to ensure the bike isn’t stolen or still under finance is crucial.

For most new riders, buying secondhand seems like the smarter option, primarily because early mistakes are inevitable. Even the most cautious learner will likely experience a few unexpected surprises, a stalled engine in traffic or the dreaded slow-speed tip-over, so a used bike will soften the financial blow in these situations.

Secondhand bikes also make sense financially. LAMS bikes in Australia tend to hold their resale value well, meaning you can buy a used one, ride it for a year or two to learn your craft, and sell it for close to what you paid – especially if you bought wisely. And lastly, because there are plenty of well-maintained used learner bikes on the market, you’ll find many will come with useful extras like crash bars, frame sliders or luggage racks already fitted.

On the flip side, there’s a school of thought that says learner riders should be learning their craft on a brand-new motorcycle. Not only do you get full warranty coverage, but in theory, with newer bikes comes more safety features. Whether it’s electronic rider aids, adjustable power maps or fresh tyres and brake pad material, buying new could make a new rider safer and at the very least give him or her the ability to build confidence faster. 

Another reason some learners go new is the financing options available. While a used bike might have a lower upfront cost, not everyone has the cash to buy outright in these challenging times, and some prefer the structure of a payment plan.

The decision ultimately comes down to your priorities and how you see your riding journey unfolding. If you value peace of mind, warranty protection, and the latest safety tech, buying new makes sense. Knowing that your bike has never been dropped, thrashed, or neglected gives some riders the confidence to focus on their skills without worrying about hidden mechanical issues. There’s also the added reassurance of a factory warranty.

On the other hand, if you’re after the best value for money and don’t mind putting in a little effort to find a well-maintained example, a secondhand bike could be the way to go. A personal loan could replace the in-store financing advantages that can come with buying new. 

Ultimately, whether you decide to buy new or used, the best bike is the one that gets you riding. Do your research, inspect thoroughly and buy with confidence.